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PPP Loans to protect your business

An easy, user-friendly PPP loan application, with real-time updates on your loan status.

Accurate Secure Live Support

Retention credit to empower your business

Employee Retention Tax credit up to $33,000 available per employee.

Easy as 1, 2, 3
Our process feels less like a process

  • 1

    Apply
    fully online

    Start to finish in 15 minutes, all online

  • 2

    Submit
    with a click

    100% digital process = nothing to print or mail

  • 3

    Get
    funds in 24h

    See $$ in your account within approximately 24 hours of approval

Proud to keep businesses in business

  • $750 mil +

    dollars facilitated

  • 12,500 +

    applications processed

  • 28,000 +

    jobs saved

  • 93.84 %

    application approvals

CPAs love us

CPAs know that any client they refer to us will be well taken care of. Our dedicated service team is very familiar with the PPP process, ready to answer client questions in a flash.

We love CPAs

CPAs prefer our easy, accurate, proven process. To help even more businesses thrive, we offer a dedicated portal and a referral bonus to CPAs. Together, we keep American dreams alive. Learn More

Refer clients

About the
Paycheck Protection Program 2.0

The Paycheck Protection Program (PPP) provides loans to help businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. These loans are 100% forgivable if you meet the criteria. SBA is currently offering:

– First Draw PPP Loans for first time program participants

– Second Draw PPP Loans for certain businesses who have previously received a PPP loan.



What are the loan terms?

In general, all PPP loans have the following terms:

– 1% interest rate.

– Forgiveness applications accepted from when you use the funds until the maturation of the loan

– If not forgiven, a payback term of 5 years.

– Payments beginning 10 months after covered period (8-24 weeks from when you receive the funds)

– No collateral or personal guarantee required

2nd draw loans only: demonstrate 25% reduction in gross receipts in any quarter of 2020 when compared to 2019

What are the forgiveness requirements?

You can get 100% of your PPP loan forgiven if:

– Use the loan proceeds properly (60% payroll expenses and 40% other qualified expenses)

– You maintain employee count and compensation

You will need.

You will enjoy.

  • 15 minutes and done
  • Absolutely $0 fees
  • No credit impact
  • User-friendly process

Full list
Documents you may need

  • Driver's License / Photo ID
  • Voided Check
  • Three consecutive months of current bank statements (all pages of the statement)
  • IRS form 1040 Schedule C
  • For 2nd draw loans over $150,000 only: quarterly financial statements for comparable quarters in 2019 and 2020 to demonstrate 25% revenue reduction


View samples

  • Driver's License / Photo ID
  • Voided Check
  • Three consecutive months of current bank statements (all pages of the statement)
  • Payroll Documents, any of the following:
      • Annual 940 form
    • • Quarterly 941 forms (4 quarters)
    • • Private payroll forms (provided by payroll companies)
    • • Letter from Borrower’s accountant
  • Owner compensation documentation: IRS form 1040 Schedule C
  • Applicability varies based on state business is incorporated: Secretary of State Good Standing Certificate
  • For 2nd draw loans over $150,000 only: quarterly financial statements for comparable quarters in 2019 and 2020 to demonstrate 25% revenue reduction


View samples

  • Driver's License / Photo ID
  • Voided Check
  • Three consecutive months of current bank statements (all pages of the statement)
  • Payroll Documents, any of the following:
      • Annual 940 form
    • • Quarterly 941 forms (4 quarters)
    • • Private payroll forms (provided by payroll companies)
    • • Letter from Borrower’s accountant
  • Applicability varies based on state business is incorporated: Secretary of State Good Standing Certificate
  • For 2nd draw loans over $150,000 only: quarterly financial statements for comparable quarters in 2019 and 2020 to demonstrate 25% revenue reduction


View samples

  • Driver's License / Photo ID
  • Voided Check
  • Three consecutive months of current bank statements (all pages of the statement)
  • Payroll Documents, any of the following:
      • Annual 940 form
    • • Quarterly 941 forms (4 quarters)
    • • Private payroll forms (provided by payroll companies)
    • • Letter from Borrower’s accountant
  • Owner compensation documentation: IRS form 1065 K-1
  • Applicability varies based on state business is incorporated in: Secretary of State Good Standing Certificate
  • For 2nd draw loans over $150,000 only: quarterly financial statements for comparable quarters in 2019 and 2020 to demonstrate 25% revenue reduction


View samples

  • Driver's License / Photo ID
  • Voided Check
  • Three consecutive months of current bank statements (all pages of the statement)
  • Payroll Documents, any of the following:
      • Annual 940 form
    • • Quarterly 941 forms (4 quarters)
    • • Private payroll forms (provided by payroll companies)
    • • Letter from Borrower’s accountant
  • For 2nd draw loans over $150,000 only: quarterly financial statements for comparable quarters in 2019 and 2020 to demonstrate 25% revenue reduction
  • Please note regarding parsonage: Only parsonage expenses that are cash payments qualify and not in-kind parsonage expenses. Alternative methods for verifying parsonage amounts - e.g., receipts, invoices, cancelled checks, or similar documentation (or failing all of those, a certification of the amount paid by the authorized representative of the church or other religious organization) - are allowed.


View samples

Why apply with Funding Forward?
Glad you asked!

Effortless, intuitive platform

Funding Forward implements an easy-to-use, integrated monitoring system for CPAs:

  • Digital data collection gets you client updates in real time
  • Platform hosted by CloudSquare, a Salesforce partner
  • Automatic $$$ bonus for every client referred

100% secure, discreet application

We are obsessed with your privacy, and built our entire system around that promise:

  • 100% paperless process enables a closed application circuit
  • All data stored in secure servers using banking-grade encryption
  • Automated, secure submission to SBA lenders with a click

Real people, real finance veterans

Our team stands behind yours with decades of commercial funding experience—and more:

  • Dedicated PPP underwriters for maximum application speed
  • Loans funded through our origination partners
  • Strong, longtime network of lending partners for commercial loans