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PPP Loans to protect your business

An easy, user-friendly PPP loan application, with real-time updates on your loan status.

Accurate Secure Live Support

Funds to empower your business

Our full range of strategic business loans, lines of credit, short-term loans, and more.

* Option postponed until after PPP

Easy as 1, 2, 3
Our process feels less like a process

  • 1

    Apply
    fully online

    Start to finish in 15 minutes, all online

  • 2

    Submit
    with a click

    100% digital process = nothing to print or mail

  • 3

    Get
    funds in 24h

    See $$ in your account within approximately 24 hours of approval

Proud to keep businesses in business

  • $300 mil +

    dollars facilitated

  • 4,500 +

    applications processed

  • 28,000 +

    jobs saved

  • 93.84 %

    application approvals

CPAs love us

CPAs know that any client they refer to us will be well taken care of. Our dedicated service team is very familiar with the PPP process, ready to answer client questions in a flash.

We love CPAs

CPAs prefer our easy, accurate, proven process. To help even more businesses thrive, we offer a dedicated portal and a referral bonus to CPAs. Together, we keep American dreams alive. Learn More

Refer clients

About the
Paycheck Protection Program 2.0

The Paycheck Protection Program (PPP) provides loans to help businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. These loans are 100% forgivable if you meet the criteria. SBA is currently offering:

– First Draw PPP Loans for first time program participants

– Second Draw PPP Loans for certain businesses who have previously received a PPP loan.



What are the loan terms?

In general, all PPP loans have the following terms:

– 1% interest rate.

– Forgiveness applications accepted from when you use the funds until the maturation of the loan

– If not forgiven, a payback term of 5 years.

– Payments beginning 10 months after covered period (8-24 weeks from when you receive the funds)

– No collateral or personal guarantee required

2nd draw loans only: demonstrate 25% reduction in gross receipts in any quarter of 2020 when compared to 2019

What are the forgiveness requirements?

You can get 100% of your PPP loan forgiven if:

– Use the loan proceeds properly (60% payroll expenses and 40% other qualified expenses)

– You maintain employee count and compensation

You will need.

You will enjoy.

  • 15 minutes and done
  • Absolutely $0 fees
  • No credit impact
  • User-friendly process

Full list
Documents you may need

  • Driver's License / Photo ID
  • Voided Check
  • Form 1040 Schedule C If line 31 is $0 or negative, you are ineligible for a PPP loan.
  • Bank Statements Please provide a bank statement that covers 2/15/2020 as proof that the Applicant was in business as of 2/15/2020. If available, bank statements that are downloaded from your bank's website will work better than scanned versions.


View samples

  • Driver's License / Photo ID
  • Voided Check
  • Form 1040 Schedule C If line 31 is $0 or negative, you are ineligible to include this owner's income in the PPP loan calculation.
  • Bank Statements Please provide a bank statement that covers 2/15/2020 as proof that the Applicant was in business as of 2/15/2020. If available, bank statements that are downloaded from your bank's website will work better than scanned versions.
  • Proof of Payroll Form 940 Applicable only if you have employees. While it is preferable to provide a 940, you may provide four 941 quarterly forms instead. If you choose to provide 941's instead of a 940, please make sure that they are four consecutive quarters covering your full calculation period (2019 or 2020). Using 941's may require a manual underwriting which can delay your application.


View samples

  • Driver's License / Photo ID
  • Voided Check
  • Bank Statements Please provide a bank statement that covers 2/15/2020 as proof that the Applicant was in business as of 2/15/2020. If available, bank statements that are downloaded from your bank's website will work better than scanned versions.
  • Form 1120 or 1120-S To substantiate health insurance (line 24 of 1120 or line 18 of 1120-S) or retirement benefits (line 23 of 1120 or line 17 of 1120-S) to employees.
  • Proof of Payroll Form 940 Applicable only if you have employees. While it is preferable to provide a 940, you may provide four 941 quarterly forms instead. If you choose to provide 941's instead of a 940, please make sure that they are four consecutive quarters covering your full calculation period (2019 or 2020). Using 941's may require a manual underwriting which can delay your application.
  • Form 1040 Schedule C If line 31 is $0 or negative, you are ineligible to include this owner's income in the PPP application.


View samples

  • Driver's License / Photo ID
  • Voided Check
  • Bank Statements Please provide a bank statement that covers 2/15/2020 as proof that the Applicant was in business as of 2/15/2020. If available, bank statements that are downloaded from your bank's website will work better than scanned versions.
  • Form 1065
  • Form 1065 Schedule K-1 Please provide a K1 for each Partner with self-employment earnings in box 14a.
  • Proof of Payroll Form 940 While it is preferable to provide a 940, you may provide four 941 quarterly forms instead. If you choose to provide 941's instead of a 940, please make sure that they are four consecutive quarters covering your full calculation period (2019 or 2020). Using 941's may require a manual underwriting which can delay your application.


View samples

  • Driver's License / Photo ID
  • Voided Check
  • Bank Statements Please provide a bank statement that covers 2/15/2020 as proof that the Applicant was in business as of 2/15/2020. If available, bank statements that are downloaded from your bank's website will work better than scanned versions.
  • Part IX Form 990 A Form 990 does not always need to be filed - this is only applicable if your non-profit files a 990.
  • Proof of Payroll Form 940 Applicable only if you have employees. While it is preferable to provide a 940, you may provide four 941 quarterly forms instead. If you choose to provide 941's instead of a 940, please make sure that they are four consecutive quarters covering your full calculation period (2019 or 2020). Using 941's may require a manual underwriting which can delay your application. Please note regarding parsonage: Only parsonage expenses that are cash payments qualify and not in-kind parsonage expenses. Alternative methods for verifying parsonage amounts - e.g., receipts, invoices, cancelled checks, or similar documentation (or failing all of those, a certification of the amount paid by the authorized representative of the church or other religious organization) - are allowed.


View samples

Why apply with Funding Forward?
Glad you asked!

Effortless, intuitive platform

Funding Forward implements an easy-to-use, integrated monitoring system for CPAs:

  • Digital data collection gets you client updates in real time
  • Platform hosted by CloudSquare, a Salesforce partner
  • Automatic $$$ bonus for every client referred

100% secure, discreet application

We are obsessed with your privacy, and built our entire system around that promise:

  • 100% paperless process enables a closed application circuit
  • All data stored in secure servers using banking-grade encryption
  • Automated, secure submission to SBA lenders with a click

Real people, real finance veterans

Our team stands behind yours with decades of commercial funding experience—and more:

  • Dedicated PPP underwriters for maximum application speed
  • Loans funded through our origination partners
  • Strong, longtime network of lending partners for commercial loans