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PPP Loans to protect your business

An easy, user-friendly PPP loan application, with real-time updates on your loan status.

Accurate Secure Live Support

Funds to empower your business

Our full range of strategic business loans, lines of credit, short-term loans, and more.

* Option postponed until after PPP

Easy as 1, 2, 3
Our process feels less like a process

  • 1

    Apply
    fully online

    Start to finish in 15 minutes, all online

  • 2

    Submit
    with a click

    100% digital process = nothing to print or mail

  • 3

    Get
    funds in 24h

    See $$ in your account within approximately 24 hours of approval

Proud to keep businesses in business

  • $300 mil +

    dollars facilitated

  • 4,500 +

    applications processed

  • 28,000 +

    jobs saved

  • 93.84 %

    application approvals

CPAs love us

CPAs know that any client they refer to us will be well taken care of. Our dedicated service team is very familiar with the PPP process, ready to answer client questions in a flash.

We love CPAs

CPAs prefer our easy, accurate, proven process. To help even more businesses thrive, we offer a dedicated portal and a referral bonus to CPAs. Together, we keep American dreams alive. Learn More

Refer clients

About the
Paycheck Protection Program 2.0

The Paycheck Protection Program (PPP) provides loans to help businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. These loans are 100% forgivable if you meet the criteria. SBA is currently offering:

– First Draw PPP Loans for first time program participants

– Second Draw PPP Loans for certain businesses who have previously received a PPP loan.



General Loan Terms:

– 1% interest rate and 5 years to pay it back if it is not forgiven

– Payments begin 10 months after covered period (8-24 weeks from when you receive the funds)

– Can apply for forgiveness from when you use the all the funds until the maturation of the loan

– No collateral or personal guarantee required

Forgiveness Requirements:

– Use the loan proceeds properly (60% payroll expenses and 40% other qualified expenses)

– Maintain employee count and compensation

2nd draw loans only: demonstrate 25% reduction in gross receipts in any quarter of 2020 when compared to 2019

You will need.

You will enjoy.

  • 15 minutes and done
  • Absolutely $0 fees
  • No credit impact
  • User-friendly process

Full list
Documents you may need

  • Driver's License
  • Voided Check
  • Proof of Payroll
    • 2019 or 2020 1040 Schedule C
    • If you are including an Econimic Injury Disaster Loan that was taken from 1/31/20-4/3/20 - bank statement showing the deposit into your business account
    • Invoice, bank statement, book of record, or a 1099 MISC that covers the period 2/15/20
    • If you are using 2020 to calculate the loan amount, provide the 2020 1040 Schedule C (if you haven't filed the 2020 taxes yet, you may provide a draft)
  • Proof of Revenue Reduction (choose one)
    • 2019 and 2020 tax forms
    • 2019 and 2020 quarterly income statements (for the same quarter for 2019 and 2020)
    • If the business started between 1/1/2020-2/15/2020, quarterly income statements or bank statements for Q2, Q3, or Q4 compared to Q1
    • 2019 and 2020 bank statements (for the same quarter for 2019 and 2020)
  • Driver's License
  • Voided Check
  • Proof of Payroll
    • Payroll/health insurance/retirement benefits for employees:1040 Schedule C
    • Form 940 or four 941s
    • State quarterly wage unemployment insurance tax reporting forms for each quarter
    • If you are including an Economic Injury Disaster Loan that was taken from 1/31/20-4/3/20 - bank statement showing the deposit into your business account
    • Bank statement, payroll statement, or similar documentation for the pay period that covered 2/15/20
  • Proof of Revenue Reduction (choose one)
    • 2019 and 2020 tax forms
    • 2019 and 2020 quarterly income statements (for the same quarter for 2019 and 2020)
    • If the business started between 1/1/2020-2/15/2020, quarterly income statements or bank statements for Q2, Q3, or Q4 compared to Q1
    • 2019 and 2020 bank statements (for the same quarter for 2019 and 2020)
  • Driver's License
  • Voided Check
  • Proof of Payroll
    • Form 940 or four 941s
    • 1120 or 1120-S tax return to substantiate health insurance or retirement benefits to employees
    • If you are including an Economic Injury Disaster Loan that was taken from 1/31/20-4/3/20 - bank statement showing the deposit into your business account
    • State quarterly wage unemployment insurance tax reporting forms for each quarter
    • Bank statement, payroll statement, or similar documentation for the pay period that covered 2/15/20
    • For owner’s income: 1040 Schedule C
  • Proof of Revenue Reduction (choose one)
    • 2019 and 2020 tax forms
    • 2019 and 2020 quarterly income statements (for the same quarter for 2019 and 2020)
    • If the business started between 1/1/2020-2/15/2020, quarterly income statements or bank statements for Q2, Q3, or Q4 compared to Q1
    • 2019 and 2020 bank statements (for the same quarter for 2019 and 2020)
  • Driver's License
  • Voided Check
  • Proof of Payroll
    • Form 940 or four 941s
    • 1065 tax return (including K1’s) to substantiate health insurance or retirement benefits to employees, and self-employment earnings for the partners
    • State quarterly wage unemployment insurance tax reporting forms for each quarter
    • Invoice, bank statement, book of record, or a 1099 MISC that covers the period 2/15/20
  • Proof of Revenue Reduction (choose one)
    • 2019 and 2020 tax forms
    • 2019 and 2020 quarterly income statements (for the same quarter for 2019 and 2020)
    • If the business started between 1/1/2020-2/15/2020, quarterly income statements or bank statements for Q2, Q3, or Q4 compared to Q1
    • 2019 and 2020 bank statements (for the same quarter for 2019 and 2020)
  • Driver's License
  • Voided Check
  • Proof of Payroll
    • Form 940 or four 941s
    • Form 990 showing health insurance and/or retirement plan benefits to employees
    • State quarterly wage unemployment insurance tax reporting forms for each quarter
    • Parsonage report (if applicable)
  • Proof of Revenue Reduction (choose one)
    • 2019 and 2020 tax forms
    • 2019 and 2020 quarterly income statements (for the same quarter for 2019 and 2020)
    • If the business started between 1/1/2020-2/15/2020, quarterly income statements or bank statements for Q2, Q3, or Q4 compared to Q1
    • 2019 and 2020 bank statements (for the same quarter for 2019 and 2020)

Why apply with Funding Forward?
Glad you asked!

Effortless, intuitive platform

Funding Forward implements an easy-to-use, integrated monitoring system for CPAs:

  • Digital data collection gets you client updates in real time
  • Platform hosted by CloudSquare, a Salesforce partner
  • Automatic $$$ bonus for every client referred

100% secure, discreet application

We are obsessed with your privacy, and built our entire system around that promise:

  • 100% paperless process enables a closed application circuit
  • All data stored in secure servers using banking-grade encryption
  • Automated, secure submission to SBA lenders with a click

Real people, real finance veterans

Our team stands behind yours with decades of commercial funding experience—and more:

  • Dedicated PPP underwriters for maximum application speed
  • Loans funded through our origination partners
  • Strong, longtime network of lending partners for commercial loans